Manufactured Home Engineering Inspection Grand Rapids
MANUFACTURED HOME INSPECTIONS OVERVIEW
A manufactured home is a mobile home that’s been built during or after the year 1976, when the US Department of Housing and Urban Development, or HUD, released nationwide standards for mobile homes.
Veteran Inspections & Services in Grand Rapids, MI area is equipped to perform manufactured home inspections. These specialized inspections are designed to provide lenders with the information to determine if a home will be up to HUD standards. This type of inspection is required to qualify for certain loans and benefits from departments like the FHA and the VA.
Order a manufactured home inspection today, we work with all lenders for FHA, VA or HUD engineering foundation certification.
QUALITY MANUFACTURED HOME INSPECTIONS
Veteran Inspections & Services can make sure a manufactured home has the proper credentials that various government departments and lenders require to qualify for these programs. We’ll inspect and gather information regarding:
HUD engineering foundation certification, 1996 HUD standards
FHA engineering foundation certification, to qualify for an FHA loan
VA engineering foundation certification, to qualify for a VA loan
To learn more about our manufactured home foundation inspections in the Grand Rapids, MI, and surrounding area, reach out to us today. Our field inspector will gather all the information your lender will need and provide to our in-house engineer for a HUD/FHA or VA loan permanent foundation.
The Engineer’s Certification generally identifies the home by its address, HUD Label numbers and states the type of foundation system that is supporting the home as well as addresses ventilation, dead loads, snow loads, wind loads, seismic loads and the impact of any modifications, alterations and additions to the home such as attached porches, decks, garages, new roof or other additions.
Mortgages are available for the purchase of new or existing manufactured homes, but they often require a foundation certification or design. The reason behind this is that most mortgages written by a lender are almost certain to be insured by the Federal Housing Administration (FHA), a division of the U.S. Department of Housing and Urban Development (HUD). As a condition of providing insurance, the FHA requires that the foundation for new homes were designed by, and the design sealed by a licensed Professional Engineer. The design must comply with FHA guidelines. For existing homes, a Professional Engineer is required to certify that the foundation meets the FHA requirements. The HUD Permanent Foundations Guide for Manufactured Housing, publication number HUD-007487 is the basis for the FHA requirements.
Although the original manufactured home design must comply with the manufacturer’s instructions, doing so does not guaranty that it complies with the HUD Guide that we quoted above. Generally, the biggest concern that must be verified is that the design MUST provide vertical stability. According to the HUD Guide:
“Anchorage capacity to prevent uplift and overturning due to winds or seismic forces, whichever controls. Screw-in soil anchors are not considered permanent anchorage. Footing size to prevent overloading the soil-bearing capacity and avoids soil settlement. Footings shall be reinforced concrete to be considered permanent. Base of footing below maximum frost-penetration depth. Enclose a basement or crawl space with a continuous wall (whether bearing or non-bearing) that separates the basement of the crawlspace from the backfill, and keeps out vermin and water.
The design must provide lateral stability with anchorage capacity to prevent sliding due to wind or seismic forces, whichever controls, in the transverse or longitudinal direction”.
HUD/FHA Minimum Property Standards Inspections
HUD/FHA 203(k) Consulting (coming soon)
Home Project & Remodeling Services
Want to know what’s inspected during our inspection process? CLICK HERE
Veteran Inspections & Services | Let this experienced Grand Rapids Home Inspection company help keep you from buying The Money Pit. We’ll alert you to health or safety issues and maintenance needs of the home you’re looking to buy.
Veteran Inspections and Services will be your home buying or selling advocate! We are committed to providing you with outstanding service. We’re highly experienced and extremely thorough, yet have excellent communications skills to be able to put the entire house into perspective for you. If you’re looking to buy or sell in the Grand Rapids, MI area, we can help!
Owned and operated by Michael Moores, Veteran Inspections & Services takes pride in his commitment to following high standards and providing professional service to all of our customers.
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